Financial Knowledge & Market Simulation
EFFECTIVE: APRIL 2026
Welcome to MINKO, the financial literacy platform. These Terms govern your use of MINKO and represent a legally binding agreement between you and MinoAI.
MINKO provides educational content and market simulations for learning purposes only. Nothing in MINKO is financial advice. MINKO is not a brokerage, investment service, or regulated financial entity. Virtual trading results do not predict real investment performance.
By accessing MINKO, you confirm you are at least 13 years old (or 18+ in certain jurisdictions) and legally capable of contracting. If you are under 18, parental/guardian consent is required.
MINKO uses simulated market data and historical pricing. Simulated trading results CANNOT predict real market behavior or investment outcomes. You agree that losses in simulations do not represent real financial risk—but this limitation of liability does NOT apply to real money invested through MINKO (which we do not facilitate).
MINKO content is educational and not financial advice. We do not provide investment recommendations, stock picks, or portfolio guidance. Do not trade real money based on MINKO content without consulting a licensed financial advisor.
You agree not to manipulate simulated markets, exploit bugs, use bots, or engage in abusive behavior. Violations may result in account suspension.
MINKO is intended for educational purposes only. Do not use MINKO to trade real money, engage in securities fraud, or circumvent financial regulations.
MINKO is provided "as is." MinoAI is not liable for losses, errors in market data, or inability to execute virtual trades. Your use of MINKO is at your own risk.
MINKO processes trading data, portfolio composition, and market research interactions for personalization and learning outcome analysis. This data is NOT sold to brokers or investment firms.
MinoAI may modify MINKO features, market data sources, or content at any time. Material changes will be communicated 30 days in advance.
MinoAI may terminate your access if you violate these Terms or engage in fraudulent activity.
Questions: bguiyom38@gmail.com